Indian entity of BRICS Pay

Your Financial Freedom Without Borders

BricsPay India helps businesses and travelers pay and settle across BRICS+ markets with speed, transparency, and local‑rails interoperability. Settle in national currencies, reduce FX friction, and connect to modern payment experiences built for India.

Compliance‑first
BRICS+ connectivity
Near‑real‑time settlement

Note: BricsPay India is a technology and integration initiative. Product availability may vary by corridor and is subject to regulatory approvals.

Boxes: Trips & Business

Inspired by BRICS Pay’s vision of freedom, BricsPay India adapts the same principles for Indian users, merchants, banks, and fintech partners.

Mobile payment app screen with travelers in an airport using a smartphone

Trips

Pay like a local in BRICS+ countries using familiar instruments and smoother FX experiences. Designed for travelers, students, and professionals.

  • Card and wallet acceptance through interoperable rails
  • Transparent rates and clear confirmations
  • Merchant experiences aligned with local standards

Business

Cross‑border settlement tools for exporters, importers, marketplaces, and service providers. Reduce friction across invoices, reconciliation, and treasury.

  • Direct settlement options in national currencies
  • API‑first integration for PSPs, banks, and fintechs
  • Compliance workflows supporting AML/KYC expectations

Four pillars of BricsPay India

Freedom to move, choose, trade, and grow — delivered through practical, interoperable infrastructure.

Freedom of movement

Travel without worrying about how to pay or how to access money across borders.

Freedom of choice

Use the payment methods you prefer — cards, wallets, bank rails — with consistent outcomes.

Freedom from monopolies

Interoperable architecture reduces dependence on a single network or chokepoint.

Freedom to develop

Support India’s trade competitiveness with lower friction settlement and modern fintech tooling.

How BricsPay India works

We connect participants (banks, PSPs, merchants, and enterprise customers) to BRICS Pay‑aligned cross‑border messaging and settlement options.

BRICS Pay architecture diagram

BRICS Pay is a decentralized digital payment platform developed within the framework of the BRICS Business Council to enable fast, secure, and seamless cross-border transactions. Designed on principles of interoperability, sovereignty, and inclusion, BRICS Pay connects national and commercial payment systems across BRICS+ nations — creating a resilient alternative financial infrastructure for businesses and individuals.

1

Connect

Integrate via API or partner onboarding. Map local payment instruments and settlement instructions.

2

Route

Select the best rail per corridor: card networks, wallet rails, bank transfer paths, or local switches.

3

Settle

Support settlement in national currencies where available, with clear reconciliation and reporting.

4

Monitor

Compliance signals, risk controls, and audit trails built into operations and partner governance.

Technology and infrastructure

A resilient approach to interoperability—built to coexist with existing systems while expanding choice.

Interoperability

Connect multiple payment systems to enable consistent experiences across BRICS+ corridors.

UPI IMPS/NEFT Cards Wallets

Decentralized messaging

A distributed messaging layer designed for redundancy and continuity in cross‑border workflows.

Parallel and compatible option — not a replacement for existing networks.

Multi‑currency support

Trade and settle in national currencies where available—helping reduce FX risk and dependency.

Regulatory alignment

Built with AML/KYC expectations in mind. Supports partner controls and audit‑ready reporting.

Governance‑ready

Designed for transparent partner participation and corridor‑specific operating rules.

Scalable by design

Efficient deployment patterns for high throughput corridors and rapid expansion.

Complementary, not replacement

BricsPay India does not aim to replace SWIFT, Visa, or Mastercard. It offers a parallel, compatible option that expands choices for settlement and acceptance.

Read the philosophy

Compliance & India readiness

We design for regulated operations in India and partner‑led execution, aligned with corridor requirements.

India‑specific principles

  • Designed to work with regulated partners (banks/PSPs) for issuance, acquiring, and settlement
  • AML/KYC workflow support aligned to Indian expectations (risk scoring, monitoring, audit trails)
  • Data handling practices designed to support applicable localization and privacy requirements
  • Clear disclosures for FX, fees, and settlement timelines

Final regulatory posture depends on product scope and partner licensing.

What we can help with

  • Cross‑border settlement corridors for trade payments
  • Merchant acceptance for inbound tourism and international visitors
  • Fintech products: reconciliation, invoicing, treasury insights, reporting dashboards
  • Partner onboarding, documentation, and operating playbooks
Discuss your corridor →

Join the movement — build the future

If you’re a financial institution, technology provider, regulator, merchant, or enterprise, let’s explore BRICS+ connectivity together. Leave your email and we’ll follow up with launch updates and corridor availability.

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